decisions, decisions

First, I'd need to do some rather surreptitious investing with my new wealth, and then lose it very publicly...or, lose what looks like all of it. And then I can get to work on my secret lair! Wahahaha!

In reality, I can't decide if I would take the lump sum or the annual payments. Sure, traditional wisdom says take the lump sum and invest...but that doesn't seem like the best idea with our current investment markets. Besides, I've never been good with my finances. The annual payments might help me manage my money better, even if they limited my opportunities to grow my wealth.

On the other hand, my credit is so shot that I might not be able to buy a house, a car or anything else with the payments. I might need to be able to pay flat out for anything like that.

Wow. I am so sad. I can't even decide how I would receive my lottery winnings, let alone spend it.

*Update* After reading The Cookie Jar post for today, I realized I would like to invest heavily in Memorial University, to have the physics department named after my father, and start a gerontology department to be named after my mother.